Investment Planning

Planning for your financial future is a very important step in providing security and wealth for you and those important to you. Getting there can be a daunting process. Since 1995, Sutterfield Financial Group, Inc., has provided comprehensive investment services that help clients achieve their financial goals.

Our team of investment professionals work alongside clients to develop sound investment strategies. Based on the specific goals of each client, our advisors present investment paths, or models, which lead to the development of a personal investment portfolio.

Each model portfolio is keyed to an individual’s personal tolerance for risk in pursuit of each total return. On a continuous basis each model is reviewed by our in-house investment committee in an effort to maximize return while reducing risk in dynamic economic conditions. As the personal situations of investors evolve, our team also provides ongoing ideas and suggestions to keep strategies on course.

Insurance Planning

The right insurance protection can help you manage risk and minimize financial and other losses potentially associated with your assets, business or health. From serving your personal needs with insurance planning through life, long term care, disability and health insurance — to fulfilling your business needs through captive insurance, continuity planning and coordination of your property and casualty, workers comp and general liability needs — our team is ready to assist in all your insurance needs.

Your first line of defense is your insurance protection. With thousands of policies written, insurance is one of the core competencies at Sutterfield Financial Group, Inc.

Retirement Planning

You know how important it is to plan for your retirement, but where do you begin? One of the first steps should be to estimate how much income you will need to fund your retirement. That’s not as easy as it sounds, because retirement planning is not an exact science. Your specific needs depend on your goals and many other factors.

Proper retirement planning can allow for an enjoyable lifestyle along with the ability to transfer wealth for generations to come. Sutterfield Financial Group, Inc. can assist you in preparing a retirement plan that addresses ways to accumulate assets, maximize growth and create tax efficient distributions. In retirement planning, it’s not what you make, rather what you keep that matters.

Tax & Accounting

Business, personal and investment tax planning requires a year-round approach. Minimizing federal income tax liability, for example, can be achieved by reducing taxable income through income deferral or asset shifting. Year-end planning strategies can also help reduce your overall tax burden.

Tax planning begins with an in-depth understanding of the tax consequences of various investment strategies and include tax-exempt investments, 1035 exchanges, tax-deferred investing, passive income and losses, and investment taxation.

Tax considerations affect the decisions of business owners as well — from the formation of a business to its sale. Our tax planning services include tax preparation, filing, payroll, accounting, bookkeeping, charitable giving, and education planning.


By coordinating your lending service requirements through Sutterfield Financial Group, Inc., you also benefit by having a lender who is immediately part of your financial services planning circle. We will be happy to match up the right lending relationship with the financial plan we’re implementing for you.

We’ve established a team of lending professionals that will work with you, as well as your current lender, to ensure you have the right loan at the right rate to fit with your personal financial plan or business requirements.

Business & Estate Planning

Professional consulting is the underpinning of most successful business and estate planning strategies; it can give you more control over your assets during your life and permit the transfer of wealth to individuals or institutions of your choice. Our team can assist in the creation of an estate plan for the supervision of your property during life, as well as how that property should be distributed at death.

These services also address those special issues that any business may confront including buy/sell agreements, asset protection and gifting a business to children.

By coordinating your business and estate planning needs/requirements through Sutterfield Financial Group, Inc., you don’t have to work with an attorney who is not part of your financial services planning circle. We will match up the right relationships with the plan we’re implementing for you.